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- A new chapter
Today, we’re excited to announce a new chapter in our journey. While we continue to build out new features for Fernweh, OfflineID, and Proof of Location AVS, we are very excited to introduce you to @OfflinePay — the world's first offline stablecoin settlement network.
Mainstream cashless payment systems still exclude millions of unbanked and digitally disconnected people, especially in regions with poor infrastructure, limited internet, and frequent disaster impacts. By empowering true peer-to-peer, offline stablecoin payments, OfflinePay bridges this enormous gap with reliable, cash-like financial access on any smartphone, helping build a more inclusive digital economy for those traditionally left out.
Why stablecoins? Stablecoins offer transformative benefits for the unbanked and underbanked:
Stablecoins can be sent, stored, and spent on basic smartphones, without needing a bank account.
Cheaper remittances: They drastically lower transaction fees, making it easier for migrants and those in remote areas to exchange value.
Security and transparency: Blockchain’s public ledger removes intermediaries and increases trust.
Empowerment: Enables entrepreneurs and individuals in excluded regions to participate in local and global markets, build savings, and pursue financial autonomy.
This is why we are also announcing, @stableinstitute.
The transformation of cash — from barter, coins, and notes to stablecoins and digital assets — is a recurring theme in monetary history, driven by technological and societal shifts. Today’s push towards digital money echoes previous transitions and exposes the need to critically examine:
Who gets included or excluded as money evolves?
What vulnerabilities arise when access depends on connectivity or institutional systems?
How can stablecoin rails be designed to foster real-world inclusion?
The Stable Institute is needed to curate this conversation, research the changing nature of cash, and guide the stablecoin economy towards empathetic, accessible innovation for the disconnected and unbanked. It will add value by sharing diverse research, case studies, reading lists, and thought leadership on payments, exclusion, resilience, and policy.
Welcome to a new era of Offline Protocol.
Hiring:
We are looking for content creators, serial marketers, and experienced researchers to join our team. Interested? Email [email protected] with your resume and relevant experience.
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